Step 1 – Determine Your Debt Strategy
Tell us about your finances so we can recommend the fastest path to a debt‑free life.
Your Debts
| Debt Name |
Balance ($) |
Interest Rate (%) |
Minimum Payment ($) |
Actual Payment ($) |
Remove |
Step 2 – Build Your Own Bank
Use the Infinite Banking Concept to put your money to work for yourself.
Step 3 – See the Impact
Compare your debt payoff strategies and visualize how the IBC can accelerate your financial goals.
Long‑Term Wealth Projections
How SmartPath Works
- We calculate your discretionary income and debt payoff strategy.
- You allocate a portion of that cash flow into a high‑value IBC policy.
- You use policy loans to pay off high‑interest debts faster.
- Your policy continues to grow while you repay it at a lower rate.
- Once debt‑free, your policy becomes a powerful wealth‑building asset.
What You Can Do With Your IBC Policy
During Working Years
- Fund major purchases without bank loans
- Create an emergency fund with liquidity
- Invest in business opportunities
- Pay for education costs
- Generate tax‑advantaged passive income
During Retirement
- Supplement retirement income tax‑free
- Establish a family banking legacy
- Leave a tax‑free inheritance
- Provide long‑term care funding
- Maintain control of your money throughout life
Ready to take the next step? Book a free, personalized consultation to get a custom illustration tailored to your situation.
Book Your Free Strategy Call